What is a Self-Contained Appraisal Report?
A Self-Contained Appraisal Report describes:
- state the identity of the client and any intended users, by name or type;
- state the intended use of the appraisal;
- describe information sufficient to identify the real estate or personal property involved in the appraisal, including the physical and economic property characteristics relevant to the assignment;
- state the property interest appraised;
- state the purpose of the appraisal, including the type and definition of value and its source;
- state the effective date of the appraisal and the date of the report;
- describe sufficient information to disclose to the client and any intended users of the appraisal the scope of work used to develop the appraisal;
- state all assumptions, hypothetical conditions, and limiting conditions that affected the analyses, opinions, and conclusions;
- describe the information analyzed, the appraisal procedures followed and the reasoning that supports the analyses, opinions, and conclusions;
- state the use of the property existing as of the date of value and the use of the real estate or personal property reflected in the appraisal; and, when the purpose of the assignment is market value, describe the support and rationale for the appraiser’s opinion of the highest and best use of real estate or personal property;
- state and explain any personal departures from specific requirements of STANDARD 1 or 7 and the reason for excluding any of the usual appraisal approaches;
- include a signed certification in accordance with Standards Rule 2-3 or 8-3

